Though you may offer many great services to your customers, you will have trouble finding service providers for your business who will be willing to open merchant accounts for you.

Having a business that caters to customers by offering them renewals in annual contracts or auto and home warranties can be very profitable. However, as we all know, a profitable business can also be considered risky. Though you may offer many great services to your customers, you will have trouble finding service providers for your business who will be willing to open merchant accounts for you.

This is where we would like to help you and offer some of the best services you can find. With no application and setup fees, we offer businesses such as yours a variety of services that will ensure you retain your customers. In fact, you will find our attractive services good enough to grab the attention of other clients who would be willing to come and register with you.

One great part is that we also have recurring bill schemes that you can provide to your customers. This scheme is great as it will store customer's details, thus reentering those details will not be required.

Online merchants

All business have now gone online. Even the ones you least expect will be up and running in full bloom. The reason for that is the huge demand that has arisen by allowing a person to perform all their tasks online, eliminating the need for them to physically walk or go to a store.

The ecommerce business has bloomed along with this advancement. Almost every business now accepts credit cards or other forms of online payments. The reason people like this is because it is convenient and fast. The number one reason of attraction is the security and protection provided by these gateways. It is expected that in the near future, the ecommerce business will bloom further and will keep on rising.

If you want to stay afloat in the business, you need to offer your customers these virtual terminals as well. Only this will ensure repeat customers and will build your name in the market. Even the slightest hindrance in the payment process can cause customer dissatisfaction, which is why we keep our customers' needs top priority and offer the services that will make sure their customers never leave their website dissatisfied.

We will help you set up your online business with the ability to accept online payments. All virtual terminals and gateways will be created by our experts who will ensure that they have no bugs when you go live. All your customers' data will be kept safe with us and we will accept a range of credit cards such as Visa/MasterCard/Discover/Amex which will make everyone's life, including your business's, much easier.

We understand that your business may want to offer more payment options. This is why we also offer ACH processing/check processing and check drafting. A wide range of payment gateways will ensure customer satisfaction.

Being able to manage all payments on the go is also an increasing requirement of customers. For this reason, we offer apps which your business can avail. We cover both iPhone and Android apps so that your customers can download them and make their payments on the go.

Denied or shutoff by providers?

Let's get one thing straight: due to the industry that your business caters to, you will be considered a high-risk business. As a result, many other service providers will feel uneasy accepting your applications.

The chances are that you will be denied their services which will leave you without a merchant account to be able to cater to your customers. Your business will be down before it even starts. We, on the other hand, will not allow that to happen. We would be happy to take the risk with you and offer your business a merchant account at a great rate.

We will never shut off the account either. If you manage to get a merchant account with any of the other service providers or payment processors such as PayPal or First Data, there might come a time that they will shut off your account. This is because they feel the risk in your business is increasing with time. If you open your business account with us, you will never face this sort of hindrance and all your transactions will be processed smoothly.

The application process is quite simple. You just fill in the form and we will approve it. The rates will vary according to the risk involved in your business; the higher the risk, the higher the rates will be.

Newly established businesses

Your new business will be considered as an even higher risk than usual. The reason for that is that you do not have any credit history or other background records that financial service providers can rely on before assigning you a merchant account. With a credit history and background records, a processor will be able to evaluate your business and how much risk will be involved in it if it does accept your application process.

This aspect is something that we do not really care for. If you do not have any credit history or background, it will not stop us from giving your business the best that it deserves.

Domestic and offshore accounts

It is important for you to decide whether you would like to cater to the domestic market or the offshore one. No matter what you decide, we have a merchant account that will cater to your business's needs.

The advantages that you will have with domestic accounts are that the rates are lower and the level of security provided is higher. Even though the combination may seem attractive enough, the chances are that it may not be able to cater to your diverse range of customers. Many may want to avail offers that also require offshore services. In this case, you can open an offshore account with us.

The rates here will be higher as the risk that you may be taking up might be higher. We have associations with many other financial institutions that allow integrated gateways with accounts.